00602naa#a2200181#i#450# EN\\bibl\91098 20250108064936.3 2221-3260 20241229b2024####ek#y0engy0150####ca RU The Impact of Financial Literacy of Russians on Investment Preferences in Digital Financial Assets Journal article Yaroslavl Yaroslavl State Technical University 2024 9 с. Journal article local Dacyuk Polina Sergeevna Perehod Sergey Aleksandrovich Kalinin Pavel Pavlovich chemintech.ru