00500naa#a2200157#i#450# EN\\bibl\81624 20240920143913.5 2221-3260 20230731b2023####ek#y0engy0150####ca RU Central Bank Digital Currency and Cryptocurrency: New Opportunities or Threats Journal article Yaroslavl Yaroslavl State Technical University 2023 8 с. Journal article local Reshetova Lilya Vladimirovna chemintech.ru