00472naa#a2200157#i#450# EN\\bibl\124886 20260610080924.3 2221-3260 20260331b2026####ek#y0engy0150####ca RU Cross-Border Lending to Multinational Enterprises Journal article Yaroslavl Yaroslavl State Technical University 2026 12 с. Journal article local Smirnov Vladimir Dmitrievich chemintech.ru